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Synthesizing voice with the help of machine learning techniques has made rapid progress over the last years [1]. Given the current increase in using conferencing tools for online teaching, we question just how easy (i.e. needed data, hardware, skill set) it would be to create a convincing voice fake. We analyse how much training data a participant (e.g. a student) would actually need to fake another participants voice (e.g. a professor). We provide an analysis of the existing state of the art in creating voice deep fakes and align the identified as well as our own optimization techniques in the context of two different voice data sets. A user study with more than 100 participants shows how difficult it is to identify real and fake voice (on avg. only 37 percent can recognize a professor’s fake voice). From a longer-term societal perspective such voice deep fakes may lead to a disbelief by default.
As the world economy rapidly decarbonises to meet global climate goals, the export credit sector must keep pace. Countries representing over two-thirds of global GDP have now set net zero targets, as have hundreds of private financial institutions. Public and private initiatives are now working to develop new standards and methodologies for shifting investment portfolios to decarbonisation pathways based on science.
However, export credit agencies (ECAs) are only at the beginning stages of this seismic transformation. On the one hand, the net zero transition creates risks to existing business models and clients for the many ECAs, while on the other, it creates a significant opportunity for ECAs to refocus their support to help countries and trade partners meet their climate targets. ECAs can best take advantage of this transition, and minimise its risks, by setting net zero targets and adopting credible plans to decarbonise their portfolios. Collaboration across the sector can be a powerful tool for advancing this goal.
In a dynamic global landscape, the role of UK Export Finance (UKEF) and other export credit agencies (ECAs) has never been more important. Access to finance is critical for exporters as it enables them to invest in production, expand operations, manage cash flow and mitigate trade risks. However, businesses face challenges in securing export finance and trade credit insurance as geopolitical and trade megatrends lead to increased political, market and credit risks. Drawing on qualitative data from 35 semi-structured interviews and expert discussions and based on the Futures Triangle analytical framework, this white paper analyses the geopolitical and trade megatrends that UKEF and other ECAs will face in the coming years. It presents novel findings about the implications for ECA mandates, strategies, products and operations: The evolution of mandates towards a “growth promoter”, the need to further scale up operations, the use of big data and artificial intelligence for risk analysis and forecasting, and the need to balance multiple and conflicting priorities, including export growth, support for small and medium-sized exporters, inclusive trade, climate action, and positive impact in developing markets.
TRIZ Inventive Principles
(2022)
The analysis of several thousand patents led to the conclusion that inventive engineering problems and technical contradictions in all kinds of industrial sectors could be solved by a limited number of basic Inventive Principles (Altshuller, 1984). The modern Theory of Inventive Problem Solving TRIZ (VDI 4521) contains 40 basic Inventive Principles (IP). These principles are simple to use or modify and can be easily integrated in brainstorming or daily engineer’s work. One established part of industrial practice is the composition of the specific groups of principles for solving different kinds of problems (Livotov, Petrov, 2011). Based on interdisciplinary experience of TRIZ application in the industrial companies in the last 25 years the a general order in the application of 40 Inventive Principles can be recommended for idea generation and problem solving (Livotov, Chandra, Mas'udah et al, 2019). This brochure presents an update of the 40 Inventive Principles extending the original version (Altshuller, 1984) with additional 70 sub-principles, resulting in the advanced set of 160 sub-principles, regarded as elementary inventive operators. These extended version of inventive principles finds its application in the AIDA Automatic IDEA & IP Generator https://www.tris-europe.com/eng/software/innovationssoftware.htm